Roofing warranties are a crucial consideration for homeowners investing in a new roof. They provide a sense of security and assurance regarding the quality and durability of your roofing system. However, a common question that arises is whether these warranties cover storm damage. To provide clarity on this topic, Patriot Roofing LLC answers various questions related to storm damage insurance in this post.
Do Manufacturer’s Warranties Cover Storm Damage?
Manufacturer’s warranties primarily focus on the quality of roofing materials. They typically cover defects in the roofing products and premature product failure under normal conditions. Storm damage, which is considered an external factor, is not usually included in manufacturer’s warranties.
What About Workmanship Warranties?
Workmanship warranties are offered by roofing contractors or installers and focus on the installation process. These warranties cover problems that arise from improper installation or workmanship errors. Similar to manufacturer’s warranties, workmanship warranties typically do not directly cover storm damage.
What Should I Do to Protect My Roof From Storm Damage?
To safeguard your roof from storm damage, it’s crucial to have a robust homeowner’s insurance policy. While the warranty covers defects in materials and workmanship, standard homeowner’s insurance typically covers various forms of storm damage, including hail, wind and falling debris. It’s essential to maintain this coverage to protect your home from unexpected weather-related harm.
What Are Other Typical Warranty Exclusions?
A typical roofing warranty covers problems arising from product failure or faulty installation. However, warranties often exclude certain types of damage:
Improper Installation – The warranty may be void if a non-certified contractor installs your roof. Always ensure certified professionals handle your installation and roof repairs to keep the warranty valid.
Lack of Maintenance – Regular roof maintenance is vital if the warranty is to remain valid. Neglecting the required upkeep can void your warranty.
Foot Traffic – Walking on the roof excessively or unintentionally causing physical harm might not be covered under the warranty.
Materials Not Supplied by the Manufacturer – If you use materials that aren’t provided or recommended by the manufacturer, your warranty might not cover potential issues that may arise.
How Can I Minimize the Risk of Storm Damage to My Roof?
Regular roof maintenance and proactive care can help reduce the risk of storm-related damage. Schedule routine inspections to identify and address any issues before they escalate during a storm. Timely repairs and maintenance can extend the life of your roofing system and keep it in good condition.